What if I'm in bankruptcy, can you still buy my house?
Absolutely. If you in bankruptcy you may be in danger of foreclosure, the best step we
advise you to take is to ACT NOW! Many people who face foreclosure opt to do nothing and
hope for the best. Don't fall into that trap! Some homeowners choose to consult with an
attorney when foreclosure is pending and perhaps you've considered that too. After all,
attorneys are the experts, right? The truth is that many homeowners act on the advice of
their attorneys and file bankruptcy, thinking that bankruptcy will solve their foreclosure
and other financial problems. What really happens? Bankruptcy doesn't stop the foreclosure
process, it only delays it! In most cases where homeowners file bankruptcy to prevent
foreclosure, the property still ends up being auctioned away and now the homeowner has
both a foreclosure and a bankruptcy on their credit report!! The only one who wins in
that case is the attorney, who gets paid no matter what happens. Don't let this
happen to you!!
In almost EVERY case, the best thing for the homeowner to do when faced with foreclosure
is to SELL THE PROPERTY!! The exception of course is if the loss of income is temporary. Selling
the property can help you avoid foreclosure and perhaps also a bankruptcy. Then you can get your
life back on track without these issues weighing you down!
Household Solutions can bring your payments current OR pay you market value for your home,
preserving the equity you have in your home. We can even help in situations where you may not
have any equity in the property!
Don't delay! If your house payments are even a month or two behind and you haven't talked to
your lender, chances are they have already started the foreclosure process. The more time that
passes, the more late charges, legal fees, and interest you will be assessed for having payments
that are not current. These fees will be added to your mortgage balance and slice into your
hard-earned equity. The longer you wait, the harder it becomes for us to help you. We can prevent
foreclosure and help you get on with your life. Call us now to find out how.